Prep your veggies: Dice the onion, peppers, and carrots. Mince the garlic and jalapeño if using. Keep the pieces small so they soften well in the slow cooker.
Layer the base: Add onion, peppers, carrots, garlic, and jalapeño to the crockpot.
Pour in the diced tomatoes and vegetable broth.
Add beans and corn: Stir in black beans, kidney beans, pinto beans, and corn. This mix gives the chili great texture and protein.
Season generously: Add chili powder, cumin, smoked paprika, oregano, coriander, salt, and pepper. Whisk the tomato paste with a bit of broth if you like, then stir it in so it blends smoothly.
Boost umami: Stir in soy sauce or tamari and the maple syrup or brown sugar.
This helps round the flavors and reduce tomato acidity.
Slow cook: Cover and cook on Low for 6–8 hours or High for 3–4 hours, until the vegetables are tender and the flavors melded.
Finish and adjust: Stir in the lime juice. Taste and adjust salt, pepper, and heat. If you want it spicier, add hot sauce or a pinch of cayenne.
Thicken if needed: For a thicker chili, use the back of a spoon to mash some beans against the side of the pot, or let it cook uncovered for 15–20 minutes on High.
Serve with toppings: Ladle into bowls and add your favorite garnishes: cheese, sour cream or yogurt, avocado, cilantro, green onions, hot sauce, and crunchy chips.